Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS) and interest payments are not guaranteed. In the event of a loan default or if Fluid becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment you are strongly recommended to consult a trained professional advisor. Before you subscribe to the bond you should ensure that you fully understand the risks and determine whether the bond is suitable for you on the basis of all the information available, including the Information Memorandum.


Read what some of our clients think about investing with Fluid below. You can see more reviews on Trustpilot here

Although my dealings with Fluid Bond are in the initial stages I have been extremely impressed with the information, transparency, efficiency and ease of communication with the Fluid organisation especially Ashleigh whose been processing my application.

Mr Kirtley

I would recommend anyone to invest with Fluid. From the initial phone call I received from Pete Burt to now it has been a first class service. So much to say that it was Pete’s professionalism that made me decide to invest. He is a credit to Fluid.

Tim C

Have been with Fluid only a few months after shopping around, trying to find better value with other companies [and failed]. Up to now the service and back-up have been top draw. In fact, as from 30 Jan 2019, my wife will also be investing in the same bond. We both feel that our investment is now in safe hands. Onward and upward.

Michael W

This is a very good investment and I had an excellent account manager to help me through the process.

Zoe M

The account manager Ruby was very helpful and knowledgeable when I first invested. Now I have had my first 1/4 interest I have had a follow up from my new account manager Ashleigh who was checking to make sure I knew what I want to do with it.

Christine B

Hello to all the team and a big thank you for keeping me informed on my isa and on the interest that i have gained. Good communications and that’s all i could ask for.

Eugene G

Very personable contact. Bond Certificate arrived in good time after cooling off period.

Antony I

Courteous, patient and friendly service. Everything was clearly explained. All you have to do now is to come up with the goods!

Susan R

If you are happy with the risk factor I would give it 5 (out of five), it’s early days but so far it’s also 5 for the human contact. Website is pretty good too.

Carolyn Forsyth