Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS) and interest payments are not guaranteed. In the event of a loan default or if Fluid becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment you are strongly recommended to consult a trained professional advisor. Before you subscribe to the bond you should ensure that you fully understand the risks and determine whether the bond is suitable for you on the basis of all the information available, including the Information Memorandum.

What if I change my mind after signing up?

If you decide you’d prefer not to go ahead with the investment, you can cancel within 14 calendar days of opening your account. Just let the ISA Manager know by phone, email, or in writing. Following this initial 14-day period, you should expect to hold your Bonds for the full three-year term although you may be able to find an investor willing to purchase the bonds from you.