Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS) and interest payments are not guaranteed. In the event of a loan default or if Fluid becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment you are strongly recommended to consult a trained professional advisor. Before you subscribe to the bond you should ensure that you fully understand the risks and determine whether the bond is suitable for you on the basis of all the information available, including the Information Memorandum.

What protective measures are in place?

Protective measures are in place to help safeguard investors’ capital. Please be aware that capital may be insufficient to repay bondholders capital and interest and does not guarantee return. The lending company undertakes thorough due diligence on it’s borrowers and must meet a strict maximum 70% loan-to-value criterion to provide peace-of-mind to investors. Fluid’s assets are held in trust to help safeguard investors funds in case either the borrowers, lending company or Fluid fails to meet its commitments.