Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS), the investment may be difficult to transfer and your investment can go down as well as up. You must read our risk page in full before proceeding - click here.

Ways capital is protected

Protective measures are in place to help safeguard investors’ capital. Please be aware that capital may be insufficient to repay bondholders capital and interest and does not guarantee return. The lending company undertakes thorough due diligence on it’s borrowers and must meet a strict maximum 70% loan-to-value criterion to provide peace-of-mind to investors. Fluid’s assets are held in trust to help safeguard investors funds in case either the borrowers, lending company or Fluid fails to meet its commitments.