Diversification means spreading your investments across different asset classes and sectors. All investments through the Fluid ISA will be in, you should be aware that all monies invested will be in the same sector and through the same asset class. You should consider spreading your investment risk and seek independent advice when you are not sure if an investment is suitable. You are not able to invest more than 10% of your net assets through the Fluid ISA unless you are a high net worth investor, a certified sophisticated investor or a self-certified sophisticated investor.