Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS) and interest payments are not guaranteed. In the event of a loan default or if Fluid becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment you are strongly recommended to consult a trained professional advisor. Before you subscribe to the bond you should ensure that you fully understand the risks and determine whether the bond is suitable for you on the basis of all the information available, including the Information Memorandum.

Company reliance on other third parties

The Company will also be party to contracts with a number of other third parties who will perform services in relation to the Company and/or the Bonds. In the event that any of the above parties were to fail to perform their obligations under the respective agreements to which they are a party, Bondholders may be adversely affected.