Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS), the investment may be difficult to transfer and your investment can go down as well as up. You must read our risk page in full before proceeding - click here.

Can Fluid and/or the ISA manager change the Terms and Conditions?

The terms and conditions are agreed once you have received the Information Memorandum and have signed-up for your ISA. These will not change for the term you hold your bond.