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The Fluid Team

Ansar Mahmood

Founder & Managing Director
"The Fluid Bond differs from some other bonds in two main ways. First, the investment offers an attractive interest rate of 6% per annum fixed for the three years in which the bonds are held. Second, it can be held through an Innovative Finance ISA and is due to deliver interest payments on a quarterly basis – in contrast to most ISAs that work annually.”

Stephen Sorrel

Non-Executive Director
Stephen is a well-respected real estate legal professional with strong commercial acumen and experience in a wide range of sectors. With over 25 years as a Partner at Eversheds LLP (Now Eversheds Sutherland), Stephen has held numerous leadership roles including Head of the Eversheds development and regeneration sector, responsible for their work for property companies and public authorities engaged in regeneration and development activities.

Pascal Estienne

Non-Executive Director
With experience of creating businesses and taking them to floatation across the world, Pascal brings a strong corporate outlook to the Fluid Lending Credit Committee. In recent years Pascal has started to broaden his business portfolio and has been involved in the property industry and has been active as an Angel Investor in many small businesses. Pascal is also a member of the Fluid Lending Limited Credit Committee.